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© Partnervest Pty Ltd (ABN 80 683 034 693) Corporate Authorised Representative of Industry Funds Services Limited ACN 007 016 195 AFSL 232514

Important Legal Information
Past performance is not an indicator nor a guarantee of future performance. Performance returns are shown net of fees and assume the reinvestment of distributions. Returns for periods less than 1 year are cumulative and returns for periods equal to or greater than one year are annualized. Any prediction, projection or forecast on the economy, stock market, bond market or the economic trends of the markets is not necessarily indicative of the future or likely performance. All investments involve risks, including possible loss of principal.

Information on this website is intended to be of general information only and does not constitute investment or financial product advice. It expresses no views as to the suitability of the products or services described as to the individual circumstances, objectives, financial situation, or needs of any investor. You should conduct your own investigation or consult a financial adviser before making any decision to invest. Please read the relevant Product Disclosure Statements (PDSs), and any associated reference documents before making an investment decision. Neither Partnervest Pty Ltd, nor any company within the Franklin Templeton group guarantees the performance of any Fund, nor do they provide any guarantee in respect of the repayment of your capital. In accordance with the Design and Distribution Obligations and Product Interventions Powers requirements, we maintain Target Market Determinations (TMD) for each of our Funds. All documents can be found via the product pages or by calling 1300 734 496

Partnervest, SimpleInvest, UnionInvest is distributed by Partnervest Pty Ltd (ACN 683 034 693, Corporate Authorised Representative of Industry Funds Services Ltd ACN 007 016 195 AFSL 232514) and administered by OpenInvest Limited (ACN 614 587 183) via the OpenInvest Portfolio Service (ARSN 628 156 052). This website provides factual information about the service, and any general advice contained does not take into account your objectives, financial situation, or needs. Before making any investment decision, please review the PDS and Target Market Determination available in the Investor Portal. Should you require assistance in determining whether an investment in the service is right for you, you may wish to seek personal advice from an appropriately licensed financial adviser.